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Tuesday, 17 April 2018

All you need to know about Canadian Experience program

 Shubhi Gupta     04:04     Education     No comments   


Since you have landed on this page, it is quite clear that you are looking forward to get a permanent residence in Canada. And this can be one of your best decisions in life, since the way life gets made in that country is simply fantastic. You will simply fall in love with the people of the country, the natural beauty that never stops to mesmerize you and the rich culture & heritage that Canada boasts of. If you want to be there and want to immigrate as soon as possible, then here is the way for you. The Canadian Experience program is made for immigrants who have prior work experience in Canada.

What entails this program?

The Canadian Experience Class program is the best program for those people who have got a prior job experience in the country. Since a person who has already contributed to the economy of the country is more credible, it becomes justified to reward such people with a separate program altogether to absorb them in the nation itself. Moreover, these people are far better accustomed to the culture of the country, have better networks of people and carry better understanding of the nuances of business & economy of Canada. This helps in better and faster assimilation of people in the economy and such people are quick to become an asset for the country’s development process.

What is the process?

Time to do away with the Canadian Experience visa and get permanent residence. The CEC program applications are taken through an Express Entry system of selection. The candidates eligible for this program need to make an expression of interest to immigrate to Canada. An online Express Entry profile is a must and this has to be followed by the invitation to apply. The process results in a confirmed permanent residence for the individual, if everything passes successfully.


What are the requirements?

The prerequisites for CEC program are quite simple. You just need to make sure that all the following things are sorted for you, since CEC does not leave anything in grey. It is either pass or fail. Emphasize on the following aspects.

·         You must plan to work and live out of Quebec province. If you have got prior experience in Quebec, then better try for Quebec Experience program.

·         You must surpass or must meet the basic requirements of CLB, called Canadian Language Benchmark, and score 5 or 7, depending on the nature of your job.

·         You must definitely have minimum of 1-year of job experience within Canada and not beyond 36 months of application date.

·         You can apply for CEC program even if you are outside of Canada during the application process. Being in Canada helps to get things done faster.

Awesome option for international students

The international students often work alongside their studies, which leaves them at an advantage. Their job stint gets counted as a contribution to the economy which helps to accelerate their application process for CEC.

If you are looking forward to leverage your Canadian work experience for getting permanent residence, then CEC is the route for you.

References:
  • https://www.canadavisa.com/canadian-experience-class.html
  • https://www.canada.ca/en/immigration-refugees-citizenship/corporate/publications-manuals/operational-bulletins-manuals/permanent-residence/economic-classes/experience.html
  • https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/express-entry/become-candidate/eligibility/canadian-experience-class.html


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Wednesday, 11 April 2018

Employers Paying Via Cryptocurrency – Would You Do It?

 sandeep     23:05     Finance     No comments   

If a cryptocurrency platform approached your company with an offer to begin paying employees through their platform, would you do it? It turns out that the practice is gaining momentum. Companies are gradually warming up to the idea of paying their employees, either fully or partially, with cryptocurrencies like Bitcoin and Litecoin.

Cryptocurrencies are nothing new. They have been around for nearly a decade now, but it was only recently that they started gaining prominence as an investment product and a way to complete international transactions faster and more securely. And as the world warms up to cryptocurrencies as an alternative to hard cash, banks and investment firms are warming up as well.

As for employers, they are beginning to see cryptocurrencies as a way to attract millennial talent. As long as workers receive every penny they are due, whether that means actual currency or a digital currency equivalent, the government is okay with cryptocurrencies as well. So this takes us back to the original question: would you bring your company into the cryptocurrency age if given the opportunity to do so?

Cryptocurrencies as an Investment

Though there are a small number of tech workers more than happy to receive 100% of their pay as cryptocurrency, the vast majority of workers who accept cryptocurrency only take a percentage of their pay as crypto. The rest is traditional U.S. currency. This is more an investment strategy than anything else.

Let's say a worker takes 5% of his weekly earnings as cryptocurrency. That money can remain in the worker's account as crypto indefinitely. The worker can convert the funds into other cryptocurrencies or, as necessary, U.S. dollars. However, the point is to let the funds accumulate and increase in value over many years – just like any other investment.

Unlike traditional currencies, cryptocurrencies rise and fall in value based on their popularity as investments. So while the value of the U.S. dollar may increase just a few percentage points over five or 10 years, a cryptocurrency can easily double or triple in short order. Such is the appeal of being paid in crypto.

Tech-savvy workers who can spare some of what they earn are agreeing to be paid that amount in cryptocurrency as an investment. They are letting the cryptocurrency sit and grow. The hope is that they will have thousands of times more than they originally earned when they are finally ready to convert their cryptocurrencies into dollars.


Volatility Is Always a Concern

So, why hasn't cryptocurrency caught on as a primary payment method if it has so much potential? BenefitMall, an online payroll services provider, says the reason can be described by a single word: volatility. All investments are volatile to a certain point, but cryptocurrencies are extremely volatile due to their immature state.

A cryptocurrency like Bitcoin can gain several hundred dollars in value in a single day, then lose twice that much in an hour's time. That's because the value of said currencies is not tied to anything concrete, the way U.S. dollars are tied to the federal reserve. The value of cryptocurrencies relies entirely on the number of people who want it versus the total number of coins available. It is a pure supply and demand investment.

Volatility is the main reason people willing to accept cryptocurrency as wages only accept a small portion of their pay this way. They are willing to bet a small amount in crypto with the expectation that it will pay off in the future. In the here and now though, they still need U.S. dollars to pay the bills.
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Wednesday, 4 April 2018

A stockbroker is a god, send for your investment

 sandeep     23:49     Business     No comments   


For the traders, there are various services available with different service providers. However, primarily there are two types of service providers in the market. They are the full-service provider and discount brokers. The discount broker is the service provider who offers the trading services with great discount in brokerage. Hence those who trade in a huge volume need to go for the discount brokers only to save a considerable amount as broking. You can yourself see the numerous benefits of employing a stockbroker. Investors, businesses, individuals, and traders all of these can avail assistance, advice, and guidance when they wish to get their money managed by people who are more professional. These stockbrokers tend to be regulated experts who are frequently known as registered representatives.




Advice

The best stockbrokers are always there with advice on the issues that confront an investor or trader. He can proffer advice on your asset management, tools of investment and maintaining your money. These stock brokers have been trained in these matters. Moreover, they enjoy access to highly skilled professional advice that is imparted by several well educated and veteran individuals present in the financial market. 

Trading

A stockbroker is an individual who carries out trades in favor of customers or investors. A stockbroker is having the authority of submitting CDs, stock, commodity option, mutual fund, bond, and Treasury bond with respect to sells and buys. A stockbroker is also entitled to complete in favor of client tender offers, odd lot offers, reorganization items and much more.

Record Keeping

Record keeping is one of the main advantages of hiring a stockbroker. A stock along with his company tends to maintain a record of trade confirmations, statements about tax reports per year at the end, statements of every month, withdrawals, deposits and any sort of activity that has taken place for seven years in an investor’s account.

Teacher

All those naive, inexperienced or also those experienced individuals are in a position to get a great deal of knowledge from a skilled and expert stockbroker. These stockbrokers are able to proffer insight plus assistance, and a customer can come to know much about benefits, limitations, risks, and recompense with regard to a lot of investment tools.

Conflicts

In case it happens that a customer conflicts with the stockbroker, the customer is able to take up the matter with the firm where the stockbroker is working at. Perhaps it is a good thing that no complaint goes unheard and yields a rapid and satisfactory outcome of results that traders desire.

Rules and Regulations

These stockbrokers are governed by rules and regulations, and all of them are needed to abide by these standards. Their main task is to aid you in the management of money and also other investment tools with utmost ethics. The better know how of the business of these stockbrokers is paid off in several ways as their customers are serviced and happy. Their experience proves much helpful to the traders in several aspects.
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